Required Documents for PNB Next Gen Housing Loan Scheme Application

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To apply for the PNB Next Gen Housing Loan Scheme, you will need to provide the following specific documents:

For Salaried Employees:

1. Loan Application Form: Duly filled and signed.
2. Age Proof: Passport, PAN card, or any other certificate from a statutory authority.
3. Residence Proof: Utility bills, rental agreement, or any other valid document.
4. Income Proof:
   • Salary slips of the last 3 months.
   • Form 16 for the last 2 years.
   • Latest 6 months bank statement.
5. Other Documents:
   • Property title documents.
   • Approved plan for construction or renovation.
   • Estimate of cost for construction or renovation.

For Self-Employed/Professionals:

1. Loan Application Form: Duly filled and signed.
2. Age Proof: Passport, PAN card, or any other certificate from a statutory authority.
3. Residence Proof: Utility bills, rental agreement, or any other valid document.
4. Income Proof:
   • Last 3 years income tax returns.
   • Accountant-certified balance sheets.
   • Last 12 months bank account statement.
5. Proof of Business Existence: Business registration documents, GST registration, etc.
6. Other Documents:
   • Property title documents.
   • Approved plan for construction or renovation.
   • Estimate of cost for construction or renovation.

Additional Documents for All Applicants:

• Photographs: Recent passport-sized photographs.
• Processing Fee Cheque: In favor of 'PNB Housing Finance Ltd.'